The State Bank of Pakistan has reported significant growth in remittances through the Roshan Digital Account initiative, demonstrating continued confidence from non-resident Pakistanis in the country's banking and investment landscape.
Steady Growth in Remittance Flows
According to the latest data released by the central bank, total inflows under the Roshan Digital Account program reached $11.313 billion by the end of October 2025. This marks a substantial increase from the $11.108 billion recorded at the end of September, showing consistent month-over-month growth.
The data reveals that October 2025 witnessed remittance inflows of $205 million, representing an improvement over the $196 million received in September and a significant jump from the $164 million recorded in August. This upward trend indicates growing engagement from the Pakistani diaspora with formal banking channels.
Expanding Account Registrations and Investment Patterns
The program's popularity continues to surge, with the number of registered accounts increasing by 11,108 during October 2025. The total account count now stands at 873,465, up from 862,357 in the previous month, reflecting sustained interest among non-resident Pakistanis.
Investment patterns show strong preferences for various financial instruments offered through the program:
- $499 million invested in Naya Pakistan Certificates
- $997 million allocated to Naya Pakistan Islamic Certificates
- $95 million directed toward Roshan Equity Investment
Strategic Importance for Pakistan's Economy
The Roshan Digital Account program has emerged as a crucial initiative for attracting foreign exchange and strengthening Pakistan's economic stability. By providing innovative banking solutions to millions of Non-Resident Pakistanis and POC holders, the program enables seamless banking, payment, and investment activities in Pakistan.
The consistent growth in both account registrations and remittance volumes demonstrates the program's success in addressing the financial needs of overseas Pakistanis while contributing significantly to the national economy. The increasing monthly inflows suggest that the initiative continues to gain momentum and trust among the diaspora community.
